Sagewise Mortgage Investment Corporation (MIC)

WealthMax Income Fund

Our premier investment solution, meticulously crafted to optimize wealth accumulation through a meticulously diversified portfolio of mortgages, expert professional oversight, and strategic asset allocation. This fund is specifically tailored for high-net-worth individuals seeking long-term, stable monthly dividends.

What is it?

SMIC WealthMax Income Fund – Class A Preferred Shares is the premier investment solution offered by Sagewise Mortgage Investment Corporation (SMIC). It is a professionally managed fund that invests in a diversified portfolio of first and second residential mortgages, HELOCs, and select commercial mortgages—all secured by Canadian real estate.

This fund is specifically tailored for high-net-worth individuals seeking stable, long-term returns through monthly dividend income, with an emphasis on capital preservation and steady growth.

Frequently asked questions

Everything you need to know about the product
How does it work?
  1. Capital Pooling – Investor funds are pooled and deployed into a diverse mortgage portfolio, offering access to income-producing real estate-backed assets.
  2. Income Generation – The fund earns revenue from mortgage interest, origination fees, and management fees.
  3. Professional Oversight – The fund is actively managed by mortgage and investment professionals who use strict underwriting and strategic allocation to maximize returns while mitigating risk.
  4. Monthly Distributions – Investors receive monthly dividend payments, with the option to reinvest for compounded growth.
What are the Benefits?
  • Optimized Wealth Accumulation: Strategically allocated and actively managed to grow capital while protecting it.
  • 📈 Stable Monthly Dividends: Aimed at delivering consistent, reliable income every month.
  • 🧠 Professional Management: Overseen by a team of mortgage and financial experts ensuring due diligence, compliance, and portfolio health.
  • 🏡 Diversified Portfolio: Exposure to a broad array of mortgage types and properties to spread and reduce risk.
  • 🔐 Capital Preservation: Conservative lending practices and secured assets offer safety-first investing.
  • 🧾 Tax-Advantaged Accounts: Eligible for RRSP, TFSA, LIRA, RIF, LIF, and other registered accounts for enhanced after-tax returns.
  • 🏦 High Net Worth Focus: Ideal for individuals seeking a sophisticated, lower-volatility investment with passive income.
How to Get One
  • Minimum Investment: $25,000 CAD
  • Eligible Accounts: Invest through Cash, RRSP, TFSA, LIRA, THSA, LIF, or RIF accounts
  • Request the Offering Memorandum: Contains full legal and financial details
  • Qualify Through Dealer: Work with DX Financial, an Exempt Market Dealer, to complete suitability assessments and documentation
  • Subscribe & Fund: Complete your investment via the authorized dealer
  • Start Receiving Dividends: Monthly payments begin once invested (with optional reinvestment)
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