Sagewise Capital Corporation SCC

Visitors to Canada Insurance

 Specialized coverage for visitors to Canada, including tourists, international students, and temporary workers, providing essential medical protection while in the country.

Powered by GMS Insurance | Backed by Sagewise Financial Group

What is it?

GMS Visitors to Canada Insurance is emergency medical insurance designed for non-residents visiting or newly returning to Canada. It provides protection against unexpected healthcare costs during your stay through plans tailored to your age, trip duration, and coverage needs.

Visitors to Canada

FeatureDetails
Age Eligible0–80 years
Deductible Options$0, $100, $500, $1,000
Coverage Amounts$25K, 50K, 100K, 150K (up to $300K)
Trip DurationUp to 365 days (age ≤54); age-based limits up to 180 days
Coverage Start DelayNone if pre-arrival; 2 or 7 days post-arrival
Key Add-onsSide trips, virtual care, pre-existing conditions coverage, Super Visa compliance, refunds, direct billing

Frequently asked questions

Everything you need to know about the product
How does it work?
  1. Choose a Plan – Select your deductible ($0–$1,000) and coverage limit ($25K–$150K, potentially $300K) .
  2. No Medical Questions (Under 55) – If you're under 55, no health questionnaire is needed .
  3. Purchase Timing – Buy before arrival to avoid waiting periods. If purchased after arrival, coverage for illnesses may begin after 2 days (within 30 days) or 7 days (after 30 days) .
  4. Automatic Extensions – Coverage extends up to 48 hours to cover travel delays .
  5. Claims & Assistance – You have 24/7 access to multilingual travel assistance. Submit claims by email within 90 days, often via direct billing .
What are the Benefits?
  • Comprehensive Emergency Coverage – Covers hospitalization, doctor visits, diagnostics, ambulance, prescriptions, and more .
  • Emergency Dental & Practitioner Care – Up to $2K for accidental dental; paramedical services included .
  • Pre‑Existing Conditions – Covers stable conditions (e.g., 180‑day stability requirement) .
  • Super Visa Compliant – $100K–$150K coverage meets requirements for Super Visas .
  • Side‑Trip Travel Protection – Coverage spans side trips up to 30 days outside Canada (subject to advisories) .
  • Virtual Care & Direct Billing – Options for remote consultations and billing providers directly .
  • Refunds & Flexibility – Full/partial refunds available (e.g., denied visa, early return, new provincial health coverage) .
How to Get One
  • Apply Online – Visit the GMS site and get a quote in minutes .
  • Select Coverage Options – Choose deductible, insurance amount, and length (up to 365 days based on age) .
  • Purchase Before Arriving – Ideal to activate coverage immediately without delay for sickness .
  • Receive Confirmation – Policy documents and 24/7 support access are provided.
  • Manage & Extend – Extend before expiry (e.g., >48 hours in advance) and process refunds if your situation changes .
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