Flexibility to choose. Freedom to go. Protect yourself against the unexpected while you're on the go.
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Travel insurance can't guarantee your itinerary, but it can protect your wallet. Getting medical treatment in a foreign country or rebooking a flight home after your airline cancels your ticket without warning can be expensive and overwhelming. Travel insurance helps take some of that worry away.
Your next trip should be about creating memories, not worrying about how you'd handle a sudden medical bill, trip interruption, or trip cancellation.
Competitive rates starting from just $25 per trip
Coverage for unexpected medical expenses while traveling, including hospital stays, doctor visits, and emergency procedures.
Reimbursement for prepaid, non-refundable trip costs if you need to cancel due to covered reasons.
Coverage for lost, stolen, or damaged luggage and personal belongings during your trip.
Protection if your trip is cut short due to covered emergencies, including additional accommodation and transportation costs.
Compensation for additional expenses due to flight delays, including meals and accommodation.
Round-the-clock emergency assistance and support, available anywhere in the world.
Less money spent on insurance means more money spent on adventure!
Save 10% on TravelStar Trip Cancellation and Interruption insurance when you add it to your Emergency Medical purchase.
Add up to six kids (under the age of 16) for free when you buy Single Trip Emergency Medical Travel insurance.
Traveling with another family member over the age of 16? Take 5% off your coverage costs with our companion discount.
The higher your Emergency Medical insurance deductible, the less you'll pay for coverage. Choose a deductible as low as $0 up to $5,000.
Some emergency medical services aren't covered by government health insurance when you're visiting another province or territory. Travel insurance is easy to buy, easy to pack, and takes some of the stress out of an otherwise stressful time.
Already traveling and want to extend your trip? You can purchase additional coverage as a top-up to your existing GMS policy.
Within Canada/US and International
Call centre hours: Monday-Friday, 8 AM - 4:30 PM CST
The answer no one wants to hear: it depends. Our team considers your age, location, deductible chosen, trip length, and medical history when we're pricing out your plan. The good news is we've made getting a quote easy - you can get a personalized quote online or by calling us.
You might be surprised to learn that some emergency medical services aren't covered by government health insurance when you're visiting another province or territory. Travel insurance is easy to buy, easy to pack, and takes some of the stress out of an otherwise stressful time.
All applicants must meet our travel insurance eligibility requirements to buy or be covered under a plan. A parent or guardian must declare on behalf of a dependant (under the age of 16) that the child meets these requirements, even if we don't charge a premium for that child.
Contact our 24/7 assistance line immediately. We'll guide you through the claims process and help coordinate care if needed. Keep all receipts and documentation for your claim.
At Sagewise Financial, we are committed to providing comprehensive and reliable insurance solutions to safeguard your future. That’s why we’ve partnered with GMS (Group Medical Services)—a trusted name in the industry—to offer tailored insurance plans that provide security and peace of mind for individuals, families, and businesses.
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GMS TravelStar® travel plans
TravelStar®GMS Individual Health plans
Individual HealthGMS Immigrants & Visitors to Canada plans
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Established in 2015, Sagewise Capital is a lender headquartered in Mississauga, Canada. The firm arranges residential and commercial private mortgage solutions for borrowers' products ranging from residential 1st and 2nd mortgages to commercial, construction, and mezzanine loans and joint venture programs. Sagewise Capital caters to the financial services sector.
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The Sagewise Mortgage Services provided by Sagewise Capital Corporation - Administrator License #12709 & Brokerage License #13150.
The Sagewise MIC Shares are provided by DX Financial Group is a private corporation registered under National Instrument 31-103 as an Investment Fund Manager and Restricted Portfolio Manager in Alberta, British Columbia, Saskatchewan, Manitoba, and Ontario. DX Financial Group of Companies, with over a decade of experience in mortgage-backed investment and financial services, has expanded its operations to include an exempt market dealer (EMD) as well as a mortgage investment corporation (MIC).
The Sagewise Set & Save is provided by DX Financial Group is a private corporation registered under National Instrument 31-103 as an Investment Fund Manager and Restricted Portfolio Manager in Alberta, British Columbia, Saskatchewan, Manitoba, and Ontario. DX Financial Group of Companies, with over a decade of experience in mortgage-backed investment and financial services, has expanded its operations to include an exempt market dealer (EMD) as well as a mortgage investment corporation (MIC).
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