Mortgages! Mortgages!

In today’s market, almost everyone attempts to get a mortgage to fund their property purchase or refinance an existing one. Regardless of your financial status, it makes sense to push funds that would have been allocated to purchase a property in its entirety to invest in other opportunities that would yield higher returns, especially since mortgage rates have been traditionally lower over the last 25 years.

Alternative Mortgage Financing Options Available in Canada.

In the event you might have done everything you were asked to do, but weren’t able to meet the very strict requirements of traditional mortgage lenders such as banks or credit unions, alternative lenders like Sagewise Capital Corporation offer a flexible and personalized approach with reasonable fees, decent interest rate, faster approvals and guaranteed closings.

Why Choose Sagewise Capital Corporation?

Sagewise Capital Corporation is licensed and regulated by the Financial Services Regulatory Authority (FSRA). This means we must adhere to strict guidelines and regulations to ensure consumer protection and fair lending practices. You can trust that we operate within the legal framework, providing you with a secure and reliable mortgage option for your home financing needs.
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‍Select Sagewise Capital Corporation as your preferred alternative lender.
Sagewise Capital Corporation |Administrator License #12709
Sagewise Capital Corporation |Brokerage License #13150

The above credit score section is generated from the following sources:
www.myfico.com/credit-education/whats-in-your-credit-score.
www.investopedia.com/mortgage/creditworthiness/.
www.zillow.com/mortgage-learning/how-credit-scores-impact-mortgage-rates/.

Frequently asked questions

Everything you need to know about the product

How does it work?

Capital Pooling – Investor funds are pooled and deployed into a diverse mortgage portfolio, offering access to income-producing real estate-backed assets.
Income Generation – The fund earns revenue from mortgage interest, origination fees, and management fees.
Professional Oversight – The fund is actively managed by mortgage and investment professionals who use strict underwriting and strategic allocation to maximize returns while mitigating risk.
Monthly Distributions – Investors receive monthly dividend payments, with the option to reinvest for compounded growth.

What are the Benefits?

✅ Optimized Wealth Accumulation: Strategically allocated and actively managed to grow capital while protecting it.
📈 Stable Monthly Dividends: Aimed at delivering consistent, reliable income every month.
🧠 Professional Management: Overseen by a team of mortgage and financial experts ensuring due diligence, compliance, and portfolio health.
🏡 Diversified Portfolio: Exposure to a broad array of mortgage types and properties to spread and reduce risk.
🔐 Capital Preservation: Conservative lending practices and secured assets offer safety-first investing.
🧾 Tax-Advantaged Accounts: Eligible for RRSP, TFSA, LIRA, RIF, LIF, and other registered accounts for enhanced after-tax returns.
🏦 High Net Worth Focus: Ideal for individuals seeking a sophisticated, lower-volatility investment with passive income.

How to Get One

Minimum Investment: $25,000 CAD
Eligible Accounts: Invest through Cash, RRSP, TFSA, LIRA, THSA, LIF, or RIF accounts
Request the Offering Memorandum: Contains full legal and financial details
Qualify Through Dealer: Work with DX Financial, an Exempt Market Dealer, to complete suitability assessments and documentation
Subscribe & Fund: Complete your investment via the authorized dealer
Start Receiving Dividends: Monthly payments begin once invested (with optional reinvestment)